# 身份竊賊

The Secret Fraudster in my Family

Today , we have we’ve an intriguing tale from Illinois in the US about a stolen identity, missing money , and the a most unlikely for allfraudster. Identity theft is increasingly common these dayssince . It’s when someone gets hold of your name and personal information , and uses them to take out a loan or a credit card and so on. , and can rack up huge bills without you your knowing it. What But when it happened to Axton Bets-Hamilton Betz-Hamilton in the early 1990s, it was quite a real rare thing, and it came as a total shock to her. , though it was nothing compared to what she found out later about the culprit. Axton was just 19 when she realized realised something was wrong.

I was a sophomore in college and I was excited that I was moving off campus. So I was moving out from of the dorm, dorms. I was getting my very first apartment. And, and I called the electric company to establish service . and , they sent me a letter . and the letter said, : We need a hundred dollar 100-dollar deposit to establish service due to your credit score.

And basicallyBetz, a your credit score says what state you will find out they, your finances are in, whether or not you your are a safe bet if you are you’re gonna basically borrow money from somebody or in current incur some kind of loan.

Correct. And there was a number that called to call at the bottom of the letter to get a copy of my credit report. , and I called it out of curiosity. Six weeks later , this large vanilla manila envelope came in the mail .

and it was from the credit reporting agency. And I opened up the envelope and realized realised that my credit report was 10 ten pages long with collection agency entries and fraudulent credit card entries that dated back 8 eight years to 1993.

• Words worth to be remembered:
• fraudster: n. 骗子；诈骗犯
• Realise and realize are different spellings of the same word, and both are used to varying degrees throughout the English-speaking world. Realize is the preferred spelling in American and Canadian English, and realise is preferred outside North America. The spelling distinction extends to all derivatives of the verb, including realised/realized, realising/realizing, and realisation/realization.
• sophomore: n. 大学二年级生；（美）有二年经验的人 adj. 二年级的；二年级学生的
• incur: vt. 招致，引发；蒙受; 例句： The government had also incurred huge debts 政府也已负债累累。
• manila: n. 马尼拉麻；马尼拉纸（等于manilla） adj. 马尼拉纸制的；马尼拉麻制的
• get hold of: 把握；抓住；得到。例句： He got hold of some money before the banks close today. 他今天在银行关门前取了些钱出来。
• rack up 击倒，获胜。 例句： Lower rates mean that firms are more likely to rack up profits in the coming months. 更低的费率意味着各公司更有可能在未来的几个月里获得大量利润。
• safe bet 准能赢的打赌（或事情）。 例句： It is a safe bet that the current owners will not sell. 十有八九现在的业主不会出售。
• fraudulent[ˈfrɔ:djələnt] adj. 欺骗的，不诚实的；奸诈。 例句： There is no evidence that the broker was in league with the fraudulent vendor没有证据表明该经纪人与进行诈骗的卖主狼狈为奸

## 譯文

##### Chaochen Wang 王　超辰
###### Assistant Professor

All models are wrong, but some are useful.