身份竊賊

The Secret Fraudster in my Family

听写于:2016-11-27 13:58 用时:25:37 正确率:88% 错词:33个

提示:红色:错误单词,绿色:补上正确单词,黄色:纠正大小写与标点

Today , we have we've an intriguing tale from Illinois in the US about a stolen identity, missing money , and the a most unlikely for allfraudster. Identity theft is increasingly common these dayssince . It's when someone gets hold of your name and personal information , and uses them to take out a loan or a credit card and so on. , and can rack up huge bills without you your knowing it. What But when it happened to Axton Bets-Hamilton Betz-Hamilton in the early 1990s, it was quite a real rare thing, and it came as a total shock to her. , though it was nothing compared to what she found out later about the culprit. Axton was just 19 when she realized realised something was wrong.

I was a sophomore in college and I was excited that I was moving off campus. So I was moving out from of the dorm, dorms. I was getting my very first apartment. And, and I called the electric company to establish service . and , they sent me a letter . and the letter said, : " We need a hundred dollar 100-dollar deposit to establish service due to your credit score. "

And basicallyBetz, a your credit score says what state you will find out they, your finances are in, whether or not you your are a safe bet if you are you're gonna basically borrow money from somebody or in current incur some kind of loan.

Correct. And there was a number that called to call at the bottom of the letter to get a copy of my credit report. , and I called it out of curiosity. Six weeks later , this large vanilla manila envelope came in the mail .

and it was from the credit reporting agency. And I opened up the envelope and realized realised that my credit report was 10 ten pages long with collection agency entries and fraudulent credit card entries that dated back 8 eight years to 1993.

  • Words worth to be remembered:
    • fraudster: n. 骗子;诈骗犯
    • Realise and realize are different spellings of the same word, and both are used to varying degrees throughout the English-speaking world. Realize is the preferred spelling in American and Canadian English, and realise is preferred outside North America. The spelling distinction extends to all derivatives of the verb, including realised/realized, realising/realizing, and realisation/realization.
    • sophomore: n. 大学二年级生;(美)有二年经验的人 adj. 二年级的;二年级学生的
    • incur: vt. 招致,引发;蒙受; 例句: The government had also incurred huge debts 政府也已负债累累。
    • manila: n. 马尼拉麻;马尼拉纸(等于manilla) adj. 马尼拉纸制的;马尼拉麻制的
    • get hold of: 把握;抓住;得到。例句: He got hold of some money before the banks close today. 他今天在银行关门前取了些钱出来。
    • rack up 击倒,获胜。 例句: Lower rates mean that firms are more likely to rack up profits in the coming months. 更低的费率意味着各公司更有可能在未来的几个月里获得大量利润。
    • safe bet 准能赢的打赌(或事情)。 例句: It is a safe bet that the current owners will not sell. 十有八九现在的业主不会出售。
    • fraudulent[ˈfrɔ:djələnt] adj. 欺骗的,不诚实的;奸诈。 例句: There is no evidence that the broker was in league with the fraudulent vendor没有证据表明该经纪人与进行诈骗的卖主狼狈为奸

譯文

我们今天的故事发生在美国伊利诺斯州,主人公身份被盗用导致钱财尽失,而行骗者竟是她意想不到的人。近年来身份盗用事件日益猖獗。犯罪分子窃取你的姓名、身份信息并在你一无所知的情况下利用它们提取贷款、盗刷信用卡,或是掳走大捆钞票。而这一切发生在上世纪90年代的阿克斯顿·贝茨-汉密尔顿身上就极为罕见了,这对她是个不小的打击,但是和她后来发现真凶是谁相比根本算不了什么。19岁那年,她才意识到出了问题。

那时我上大二,想到要离开校园我还挺兴奋的。我搬离了宿舍,拥有了自己的第一间公寓。我给电力公司打电话要求建立服务,他们寄给我一封信,上面写着:“基于您的信用评分,我们需要您支付100美元的保证金来建立服务。”

贝茨,信用评分就意味着,你的财务状况都在这里了,如果你要借钱或者贷款,是否值得信任(借钱给你是不是安全)。

没错。信末还附着一个电话号码,说打过去可以索要我信用报告的复印件。出于好奇,我打电话过去。6周后,我收到信用报告机构寄来的一个大马尼拉纸信封,打开后发现我的信用报告有10页那么长,里面涵盖了自1993年到当时8年内全部的收账代理商和信用卡欺诈的条目。

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Chaochen Wang 王 超辰
Assistant Professor

All models are wrong, but some are useful.

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